For Independent Financial Advice

Pensions, Tailored Solutions to help you retire with confidence

Pension Advice East LondonAt some point most of us will stop earning – usually because we reach a certain age but sometimes owing to poor health. We work with our clients to quantify the pension and investment funds needed to generate desired future income levels. Each year we appraise our progress towards the target.

Your plans should match the reality of your future. It is no longer likely that you can rely upon one lifelong employer to provide a guaranteed, increasing pension between 60 and 65. It follows that it is vital that we all take time to take a peek at our own projected retirement position.

First we need answers to the following questions:

  • When would you like to stop working full time?
  • What level of income are you as an individual due to receive from your existing pension arrangements and the state pension?
  • From what ages is this income payable?
  • If you are a couple, what is your joint retirement position, and how is pension income apportioned between you?
  • What does your ideal retirement look like?
  • How much will you need to live on in retirement?

Having established the above we will then be in a stronger position to make plans. It may be that you need to start putting more cash aside, and the longer you have before that key birthday arrives, the better because TIME is the most important ingredient in financial planning.

Over 50% of our clients have been with us for over 10 years, many between 10 to 30 years. See what they have to say about us in the testimonial section.

“Patrick has been my financial adviser for nearly 30 years now. He has helped me choose the right pension, insurance, investments and mortgage to suit my income and future aspirations. With Patrick's help my personal portfolio has grown steadily over the years. As an example, the personal pension Patrick helped me select doubled in value in the time my company scheme barely grew by 1%. The difference was due to sound professional advice consistently applied and all achieved with mainstream investment choices.”
Andy Preston,
Reviews and Ratings for Financial adviser Patrick McClelland, London
Telephone: 020 8532 9652
Primavera Financial Partners
87a High Street, Wanstead, London E11 2AE
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